Stay Safe While Using Your Bank Account Online: How Portal Chakshu Can Help
Online banking has become a normal part of our daily life. We pay bills, transfer money, check balances – all from our phones or computers. It saves time and effort. But just like any good thing, it comes with risks. Many people in India have received fake calls or messages asking for their bank details. Some of these even look real.
This is where Portal Chakshu comes into the picture. It helps you report these fake calls and messages so that action can be taken. Let’s understand how it works and why it matters, especially for protecting your bank account.
What is Portal Chakshu?
Portal Chakshu is a digital platform launched by the Indian government. It is part of the Sanchar Saathi initiative by the Department of Telecommunications (DoT). The main aim is to help people report fraud calls, messages, and even WhatsApp scams.
You don’t need to be an expert to use it. It’s made for everyday people – students, working professionals, senior citizens, or anyone who uses a mobile phone and has a bank account.
Why Do People Need Portal Chakshu?
With more people using online banking, frauds have also gone up. Scammers try many tricks to get your money. Some send messages that your bank KYC (Know Your Customer) is about to expire. Others call pretending to be from your bank and ask for your account number or OTP. Many of these scams look very real and can fool even careful people.
These frauds are not just happening in big cities. Even people in small towns and villages have been affected. That’s why the government created Chakshu – so people have a place to report these frauds and protect themselves.
How to Use the Chakshu Portal
It takes only a few minutes to report a fraud through Chakshu. Here’s how you can do it:
- Go to the website: Visit Sanchar Saathi.
- Click on Chakshu: You will see a section called ‘Chakshu – Report Suspected Fraud’.
- Choose the type of fraud: You can report whether it was a phone call, SMS, or WhatsApp message.
- Fill in details: Share the number you got the message or call from, the date, and a short description.
- Enter your contact info: This helps if the authorities need to follow up.
- Verify with OTP: You will get an OTP to confirm it’s really you.
- Submit the report: Once done, your complaint is sent to the right department.
That’s it. No need to download any app. You can do all this through your phone or computer.
Common Banking Frauds to Watch Out For
Knowing what to watch out for is half the battle. Here are some common frauds related to bank accounts that people have reported on Portal Chakshu:
- Fake KYC updates: Messages saying your KYC is incomplete or expired. These often ask you to click on a link or call a number.
- ATM card block alerts: Calls saying your ATM card will be blocked unless you verify details.
- Loan offers or rewards: Scams that promise easy loans, cashback, or lucky draws.
- Fake government schemes: Messages pretending to be from government services, asking for bank details to “credit” funds.
Always remember – your bank will never ask for your password or OTP over a call or message.
Why Does Reporting Matters?
Some people think, “What’s the use of reporting? Nothing will happen.” But that’s not true. When you report fraud using Portal Chakshu, it helps stop more people from being scammed. The authorities collect all this information to track scammers, block fraud numbers, and keep people informed.
Every report matters. Even if it seems like a small case, it can help catch big fraud gangs over time.
How Portal Chakshu is Helping India Stay Safe?
Since its launch, Chakshu has received thousands of reports from across the country. People are now more aware. Banks, mobile operators, and the government are working together to make online banking safer.
At Portal Chakshu, we make it easy for you to understand all this. You will find updates, guides, and news about digital safety. Whether it’s about your bank account, online scams, or fraud alerts – you can read about it here in Bank Accountple and clear words.
What You Can Do to Stay Safe?
Here are some quick tips you can follow along with using Chakshu:
- Don’t share your OTP, password, or PIN with anyone.
- Don’t click on unknown links or download unknown apps.
- Always check if the message is from a verified sender.
- Keep your banking apps updated.
- Report anything suspicious on Portal Chakshu immediately.
Final Words
Online banking has made life easier, but we also need to be careful. Scammers are smart, but with the right steps, we can be smarter. Portal Chakshu gives you the power to fight back and stay protected.
By understanding how scams work and using the tools made for you, your bank account can remain safe. And the best part – you don’t need to be a tech expert to do it.
Keep visiting Portal Chakshu for updates, alerts, and news that matter to you. Stay informed, report frauds, and help build a safer digital India.
