How to Spot Fake Bank Messages and Report Them Easily on Portal Chakshu

Many people in India receive messages on their phone or email saying they are from the bank. Some of these messages are real, but many are fake. The fake ones are sent by fraudsters trying to steal your bank information like your ATM PIN, password, or OTP.

These messages often look real and might say things like, “Your account will be blocked,” or “Update your KYC now.” They even add links that look like real bank websites. But once you click them and enter your details, the fraudsters use it to take your money.

This is where Portal Chakshu comes in. It is a website made by the Indian government where people can report such fake messages, calls, or WhatsApp chats. It helps in protecting others too.

Let’s understand how you can stay safe and report such messages in a few simple steps.

What Do Fake Bank Messages Look Like?

Fake bank messages usually try to scare you or make you act quickly. Here are some common things you may see in such messages:

1. Urgent Warnings

The message may say things like “Your account will be closed today” or “Update your PAN now or face penalties.” This is done to create panic.

2. Links That Don’t Look Right

The message might have a link that looks almost like your bank’s website but has extra numbers or letters. These are not official links.

3. Asking for Personal Info

Banks never ask for sensitive information like ATM PIN, password, or OTP by SMS or call. If someone does, it is fake.

4. Poor Spelling or Grammar

Many fake messages have spelling mistakes or don’t sound professional.

5. Calls from Unknown Numbers

Calls that ask for your bank details, OTP, or tell you that your account has issues are usually fake. Never share your details with them.

How Can You Stay Safe?

Avoiding fake messages is easy if you keep a few things in mind:

• Do not click on unknown links. Always open your bank’s official website by typing it yourself in the browser.
• Don’t share personal or bank details with anyone over SMS, phone, or email.
• Use your bank’s official app for any transactions or updates.
• Keep your phone and apps updated to stay safe from hacking or malware.
• Talk to your bank directly if you receive a strange message or call. Use numbers from your bank passbook or website only.

What to Do If You Get a Fake Message?

If you get any message that seems fake, the best thing to do is report it. You don’t have to be a tech expert for this. The process is easy and takes only a few minutes.

Portal Chakshu is the place where you can report such frauds. It is a step taken by the Indian government to help people stay safe online and reduce digital crimes.

How to Report a Fake Bank Message on Portal Chakshu?

Here’s a simple guide to report any suspicious SMS, call, or WhatsApp message:

Step 1: Go to the Website

Visit Portal Chakshu. The website is simple and works well on phone and computer.

Step 2: Choose the Option to Report

Click on “Report Suspected Fraud Communication”. It is clearly mentioned on the homepage.

Step 3: Fill in the Details

You will be asked to enter:

• The mobile number or email ID from which you got the message
• Date and time when the message or call came
• A short note about what the message said

Step 4: Submit

Once you fill everything, click on submit. Your report will be shared with the proper team who look into these matters.

You do not need to pay anything or sign up to report. It is open to everyone.

Why Does Reporting Help Everyone?

You may think, “It’s just one message, let me ignore it.” But if you report it, it helps the authorities track down these fraudsters. Your small steps can protect others.

When more people report such fake messages, it becomes easier to block such numbers or websites. Portal Chakshu is made to collect such reports and take action.

How Often Do These Scams Happen?

Phishing scams are very common in India. Every day, thousands of people get fake messages pretending to be from their bank, insurance company, or even government services.

Some people fall for them and lose their hard-earned money. That’s why it’s important to be alert and take action.

You don’t have to be afraid. Just follow safe habits, and use Portal Chakshu to report anything suspicious.

Final Thoughts

In today’s world, where most people use online banking and mobile apps, staying alert is important. Fake messages are getting smarter and harder to spot. But by learning the signs and reporting them through Portal Chakshu, you can keep your money safe.

Teach your family members, especially the elderly, to be careful of such messages. Remind them not to click on strange links or share OTPs over phone calls.

Stay safe, stay aware, and use tools like Portal Chakshu to protect yourself and others.